I have heard in the past that those pre-screened offers don't hurt your credit score. Well, I heard today that it does. By removing your name from these offers, you can actually improve your credit score. In fact, the lady told me today that in the next 30 days, your credit score can improve by up to 15 points. I figure that is a good thing, but it also saves my shredder from going through piles and piles of junk mail.
If you are interested in using the opt-out, you can call 1-888-5 OPT OUT (1-888-567-8688) or you can do it via the internet at www.optoutprescreen.com
It's quick and easy.
2 comments:
But if I opt out, who will I get mail from? lol
True, true...but here's a secret, Ryan...they aren't your friends. =)
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